Best pet insurance options for dogs in 2026 vary by age and coverage needs

CBS News reported that the cost of caring for a dog can rise significantly after an unexpected diagnosis or injury, making pet insurance an important financial safety net for owners.

According to the North American Pet Health Insurance Association, 7.6 million pets were insured across North America by the end of 2025, up from 7.03 million the previous year, indicating growing interest in pet insurance.

CBS News highlighted that choosing the best pet insurance depends on factors like the dog's age, health risks, coverage needs, and the owner's budget for premiums and out-of-pocket costs.

Their top picks include Pets Best, which offers customizable accident and illness coverage with no upper age limit for enrollment, making it suitable for both puppies and senior dogs. It also provides optional wellness benefits and covers hereditary, congenital, and dental conditions.

The report emphasizes the importance of comparing quotes with the same deductible, reimbursement percentage, and coverage limits to evaluate the actual value of a policy.

CBS News also noted that Pets Best policyholders can use licensed veterinarians in the U.S. and Canada and have access to a 24/7 pet helpline, enhancing the support available to pet owners.